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The Scary War Game Over Taiwan That the U.S. Loses Again and Again

The Scary War Game Over Taiwan That the U.S. Loses Again and Again

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The Scary War Game Over Taiwan That the U.S. Loses Again and Again Tyler Durden Mon, 08/17/2020 - 23:50

By Richard Bernstein of RealClearInvestigations

Around a large table with a map and icons representing ships, submarines, planes, missile batteries, land-based forces, space-based sensors, and other apparatuses of modern warfare, officials from the Pentagon and the Rand Corp. fight a thus far unimaginable conflict.

The Red Team, composed of experts on the Chinese military, aims to use all available forces to capture Taiwan, the island 90 miles off the coast that China regards as a renegade province and that it has repeatedly vowed to retake, by force if necessary. 

China's strategy would be to get an invasion fleet across the Taiwan Strait before the U.S. could come to its tiny ally’s aid. “And once that happens we'd face an Iwo Jima situation,” says a defense analyst, referring to a costly campaign to dislodge occupying Japanese in World War II.

The Blue Team, made up U.S. military personnel with operational experience — fighter pilots, cyber warriors, space experts, missile defense specialists – must try to defeat the Chinese invasion.

It doesn't generally go well for the Blue Team.

“It's had its ass handed to it for years,” David A. Ochmanek, a former deputy assistant secretary of defense for force development and now a defense analyst at Rand, told RealClearInvestigations. “For years the Blue Team has been in shock because they didn't realize how badly off they were in a confrontation with China.”

War game simulations are not the real world, of course, where an array of economic, diplomatic and cultural considerations inform a country's military decisions and actions. And few experts on China seem to think that the country will actually go to war over Taiwan anytime soon.

But as the U.S. seeks a closer alliance with Taiwan – illustrated by the visit of Health and Human Services Secretary Alex Azar there last week, the highest-level official U.S. delegation to the island in 40 years – the possibility of war between the two superpowers may be more than theoretical: A bill now before both houses of Congress, the Taiwan Defense Act, would end the long-held American policy of “strategic ambiguity” – which aims to keep China guessing as to the U.S. response to any attempt to take Taiwan by force – and require the U.S. “to delay, degrade, and ultimately defeat” an attempt by China “to use military force to seize control of Taiwan.”

The proposed legislation reflects strong bipartisan support for Taiwan in Congress. But it's hard to predict. whether public opinion, already tired of long American wars in Asia, would support the faraway island, where the U.S. maintains has no U.S. military presence now although it maintains forces in the region. Nonetheless, if passed the measure would be far more than a tough talk statement of belief – it would impose serious legal obligations that would demand action. This adds an urgency to the questions officials are now asking: What would happen if China launched an all-out military effort to seize Taiwan? Does the United States possess the wherewithal to meet the obligations of the Taiwan Defense Act?

David Ochmanek, ex-Pentagon official and defense analyst: The American side in Taiwan war-game simulations has “had its ass handed to it for years.” 

These questions are hotly debated among military specialists and within the Pentagon, but at a time of national preoccupations over COVID-19 and the looming presidential election, they have received scant notice in the mainstream press. And yet, given the rise of tensions with China, they are perhaps among the most important facing the country.

Taiwan became a separate entity from Mainland China in 1949, when the defeated Nationalist forces retreated to the island, 90 miles off China's southeast coast, and set up a rival government. Over the years, even as every major country has officially recognized Beijing as the rightful government of all of China, Taiwan has become a full-fledged democracy, with public opinion there overwhelmingly opposed to any formula that would reattach the island to the mainland and its authoritarian ways. 

Despite China’s often warlike rhetoric and its continuous efforts to isolate Taiwan diplomatically – not allowing it, for example, to participate in World Health Organization meetings even during the coronavirus pandemic – most analysts think it does not want to use military force against Taiwan.

In the short term China seems to be hoping that the Trump administration's hard line is more a matter of electoral politics than a permanent American position. U.S. intelligence has also concluded that Beijing hopes Trump loses in November to former Vice President Joe Biden (who faces criticism over his son Hunter's lucrative deals in China.)

Taiwanese amphibious troops in exercises this year to show determination to defend Taiwan from Chinese threats. 
(AP Photo/Chiang Ying-ying)

Still, China’s tense relations, not just with the U.S. but many Western nations, are not rooted in electoral politics. There is a more general alarm over aggressive Chinese policies, including the mass detention of Uighurs; its claims in the South China Sea; its crackdown on Hong Kong's traditional freedoms; its cyberattacks against other governments; and fears that it is using high-tech products it exports to spy on citizens of other countries.  China shows no sign of moderating its policies, especially in areas that it regards as its “core interests,” and no core interest is more important to it than establishing its sovereignty over Taiwan.

As China faces more criticism, there's no question that achieving what Beijing calls the “reunification of the motherland” would be a crowning glory for the Chinese Communist Party and its authoritarian leader, Xi Jinping. Senior Chinese officials continually issue warnings that they are ready to use force if other means of achieving reunification fail, and that is the reason for China's massive military buildup, which, as the Pentagon’s war games show, has created a new and unprecedented challenges for the United States.

As several military analysts put it, the days of unfettered American military superiority in the Western Pacific are over. China has, the analysts say, achieved what's called anti-access area denial, or A2/AD, which would prevent American forces from being able to penetrate anywhere near Taiwan once a war there started.

China staging large-scale war games in 2016 featuring mock beach landings, helicopter assaults and tank battles along its east coast facing Taiwan.

Given this capability, China, with its 2-million-strong military, might directly attack Taiwan, with a standing force of 220,000, hoping that the U.S. would stay out of the conflict. But the U.S. would have powerful reasons for not allowing that to happen. Aside from the destruction of a friendly democracy, a Chinese seizure of Taiwan would enormously expand China's power and position in Asia, especially if combined with its absorption of the entire South China Sea into its maritime territory.  This would be a major step forward for China, now clearly a strategic revival and an enemy of democracy, in its goal of replacing the U.S. as the dominant power in all of Asia.

If China felt that the U.S. would intervene, military planners from the Pentagon and Rand who have gamed out scenarios believe a war over Taiwan would most likely begin with a massive attack by advanced Chinese missiles against three American targets: its bases on Okinawa and Guam, its ships in the Western Pacific, including aircraft carrier groups, and its air force squadrons in the region. 

Military analysts predict the American side would initially counter with Patriot anti-missile missiles. But the sheer number of Chinese missiles would mean that hundreds of them would reach their targets. American submarines operating near Taiwan would be able to sink some Chinese ships, including amphibious landing craft bringing the Chinese invading force to Taiwan. But the number of submarines near enough to the battle zones at the time of the Chinese strike would, analysts say, be around 20 or 25, each armed with about 12 torpedoes and 10 or so Harpoon missiles, not nearly enough to overcome China's flood-the-zone strategy. Military analysts seem to agree that in the first day or two, there would likely be thousands of American deaths and the loss of billions of dollars’ worth of materiel.

“We're playing an away game against China,” Rand’s Ochmanek said. “When bases are subjected to repeated attacks, it makes it exponentially more difficult to project power far away.”

“The casualties that the Chinese could inflict on us could be staggering,” said Timothy Heath, a senior international defense researcher at Rand and formerly a China analyst at the U.S. Pacific Command headquarters in Hawaii. “Anti-ship cruise missiles could knock out U.S. carriers and warships; surface-to-air missiles could destroy our fighters and bombers.” 

China would have its own challenges. At the same time as it worked to keep the U.S. out of the battle zone it would have to address the trickier and riskier part of the operation: getting an invasion force, consisting of tens of thousands of troops, across the 90 miles separating Taiwan from the Mainland.

Lyle Goldstein, U.S. Naval War College: “My appraisal is that Taiwan would fold in a week or two.”

“They are giving off a lot of signals about how this campaign would unfold,” Lyle J. Goldstein, a China and Russia specialist at the Naval War College in Rhode Island, told RCI. “They're talking a lot about airborne assault in two varieties, by parachute and by helicopters. It's what's called vertical envelopment. Amphibious assault is old school. It may be necessary but it's not the main military effort.  The new school is to bring lead elements over by air, secure the terrain and then bring in more forces over the beach. The intensity and scale of training in the Chinese military now for airborne assault is, to me, shocking.

“There would be 15, maybe 20 different landings on the island, east, west, north, and south, all at once, some frogmen, some purely airborne troops,” Goldstein continued, saying he was expressing his own views, not official assessments of the U.S. “The Chinese high command would watch these bridgeheads to see which of them is working, while the Taiwan command is looking at this amid decapitation attempts and massive rocket and air assaults. The Chinese would seize several beachheads and airports.  Their engineering prowess would come into play in deploying specialized floating dock apparatuses to ensure a steady flow of supplies and reinforcements—a key element. My appraisal is that Taiwan would fold in a week or two.”

In short, China's strategy would be to get an invasion fleet across the Taiwan Strait before the U.S. could come to its ally’s aid. “And once that happens we'd face an Iwo Jima situation,” Ochmanek said, referring to the small Japanese-held island in the Pacific that the U.S took in one of the most casualty-heavy battles of World War II. “Once Taiwan was occupied, the option of retaking it with an amphibious assault of our own would be very unattractive.”

Goldstein has likened an American commitment to defend Taiwan, of the sort that would be required by the proposed Taiwan Defense Act, to be a kind of Cuban Missile Crisis in reverse, a reference to the 1962 confrontation between the U.S. and the Soviet Union, which ended when the Soviets backed away from its effort to put nuclear missiles on the island just 90 miles from Florida.

Taiwan's military fired missiles from the air and the island's shore facing China in a live-fire exercise to demonstrate its ability to defend against any Chinese invasion.

The overwhelming American advantage on Cuba then mirrors what Goldstein sees as an overwhelming Chinese advantage on Taiwan today – “vast conventional superiority” in a region of the world far closer to it than to the U.S., combined with “the wide recognition that the island's fate is a 'core interest' that united Chinese citizens behind the cause.”

China also seems aware of the comparison. A typical statement earlier this month in Global Times, the nationalist mouthpiece of the Chinese Communist Party, put it this way: “The Mainland has many cards, including military cards, and it is very important that our will to play those cards at critical moments will be far better than Washington's.”

Other experts, however, believe that the situation is not quite as bleak as the war games would indicate, or at least that it can be remedied. They argue: 1) that the American deterrent even now is still strong enough to make China very hesitant to use force on Taiwan, and 2) that the U.S. can and should adapt to China's capacity with new weapons and new tactics that would enable the country to prevail if it did come to an armed confrontation.

According to most analysts, the key to defending Taiwan would require stopping China’s ability to transport a large occupying force the 90 miles across the Taiwan Strait. Chinese military publications are full of pictures of what such an assault would look like – hundreds of amphibious tanks landing on Taiwan's beaches, troops arriving on new landing craft called 075 units (now being built), and thousands of troops parachuting into the country at night. They have also been heralding the use of helicopters flying below Taiwan's radar to land advance troops.

Some analysts say that the U.S. could counter that threat by shifting from a reliance on aircraft carriers and long-range bombers to weapons such as stand-off missiles – that is, missiles fired from beyond the range of any Chinese attack, especially a new generation of long-range anti-ship missiles, or LRASMs, that can be fired from ships as far as 600 miles away.

American long-range anti-ship missiles, LRASMs, can be fired from ships as far as 600 miles away. Turning back invading Chinese in this way "comes down to sinking about 300 Chinese ships in about 48 hours,” Ochmanek said.

A second component of a Taiwan defense would be space-based reconnaissance using artificial intelligence to locate enemy targets, which the LRASMs would hit; a third would be an American version of flooding the zone, with unmanned undersea drones that could fire torpedoes at Chinese landing craft.

“All of these things are doable,” Ochmanek said. “There's no magic here, no technological breakthroughs.” He estimates that the Defense Department could make the needed changes if it diverted about 5 percent of its budget— about $35 billion -- a year.  Taiwan, he said, also needs to move away from the glamorous, showy weapons, like F-16 fighter planes, that it buys from the United States. “The F-16s are not going to get off the ground once the war starts,” Ochmanek said. “They need anti-ship cruise missiles, sea mines, mobile artillery, mobile air defenses, unmanned aerial vehicles.

“It comes down to sinking about 300 Chinese ships in about 48 hours,” he said.

Analysts believe Taiwan could spend more on defense than it does – currently about $13 billion a year, which is a small fraction of the estimated $225 billion to $260 billion that the mainland spends. But, they say, it already possesses sea mines and coastal missile defenses that could take a heavy toll on a Chinese invading force – assuming they aren't wiped out in an initial Chinese missile attack. It could shoot down helicopters with Stinger missiles, which the U.S. has agreed to sell Taiwan.

“What both sides can do is turn the sea and air space around Taiwan into a no-go zone,” Heath said. “China could do that, but we could make it very hard for any surface ship to survive near Taiwan, including Chinese transport vessels loaded with troops. That alone might stop an invasion.”

Taiwanese forces could shoot down Chinese helicopters with Stinger missiles, which the U.S. has agreed to provide. AP Photo/Vadim Ghirda

And if it doesn't? China would face the risk of a larger war with the United States, which might involve nuclear weapons and an outcome Beijing could not guarantee. “The biggest threat to China is that a regional anti-China coalition forms,” Heath said. “And so if the United States can succeed in building its alliances in Asia, that would be a powerful deterrent, because China can't afford to go to war with Asia.” 

Others, like Goldstein, fully agree that China would be reluctant to go to war, but they argue also that if war should happen, it's unrealistic — indeed, Goldstein says it’s dangerously self-deluding – to think that the combined forces of Taiwan and the U.S. would prevail.  

"I don't agree that all we'd have to do is sink 300 ships,” he said. “Chinese war planners would expect to lose a thousand ships. They would put 10,000 boats, ferries, barges and fishing craft into the water, with thousands of decoys, far more than there would be LRASMs or submarines to sink them.”

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Buried Project Veritas Recording Shows Top Pfizer Scientists Suppressed Concerns Over COVID-19 Boosters, MRNA Tech

Buried Project Veritas Recording Shows Top Pfizer Scientists Suppressed Concerns Over COVID-19 Boosters, MRNA Tech

Submitted by Liam Cosgrove

Former…

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Buried Project Veritas Recording Shows Top Pfizer Scientists Suppressed Concerns Over COVID-19 Boosters, MRNA Tech

Submitted by Liam Cosgrove

Former Project Veritas & O’Keefe Media Group operative and Pfizer formulation analyst scientist Justin Leslie revealed previously unpublished recordings showing Pfizer’s top vaccine researchers discussing major concerns surrounding COVID-19 vaccines. Leslie delivered these recordings to Veritas in late 2021, but they were never published:

Featured in Leslie’s footage is Kanwal Gill, a principal scientist at Pfizer. Gill was weary of MRNA technology given its long research history yet lack of approved commercial products. She called the vaccines “sneaky,” suggesting latent side effects could emerge in time.

Gill goes on to illustrate how the vaccine formulation process was dramatically rushed under the FDA’s Emergency Use Authorization and adds that profit incentives likely played a role:

"It’s going to affect my heart, and I’m going to die. And nobody’s talking about that."

Leslie recorded another colleague, Pfizer’s pharmaceutical formulation scientist Ramin Darvari, who raised the since-validated concern that repeat booster intake could damage the cardiovascular system:

None of these claims will be shocking to hear in 2024, but it is telling that high-level Pfizer researchers were discussing these topics in private while the company assured the public of “no serious safety concerns” upon the jab’s release:

Vaccine for Children is a Different Formulation

Leslie sent me a little-known FDA-Pfizer conference — a 7-hour Zoom meeting published in tandem with the approval of the vaccine for 5 – 11 year-olds — during which Pfizer’s vice presidents of vaccine research and development, Nicholas Warne and William Gruber, discussed a last-minute change to the vaccine’s “buffer” — from “PBS” to “Tris” — to improve its shelf life. For about 30 seconds of these 7 hours, Gruber acknowledged that the new formula was NOT the one used in clinical trials (emphasis mine):


“The studies were done using the same volume… but contained the PBS buffer. We obviously had extensive consultations with the FDA and it was determined that the clinical studies were not required because, again, the LNP and the MRNA are the same and the behavior — in terms of reactogenicity and efficacy — are expected to be the same.

According to Leslie, the tweaked “buffer” dramatically changed the temperature needed for storage: “Before they changed this last step of the formulation, the formula was to be kept at -80 degrees Celsius. After they changed the last step, we kept them at 2 to 8 degrees celsius,” Leslie told me.

The claims are backed up in the referenced video presentation:

I’m no vaccinologist but an 80-degree temperature delta — and a 5x shelf-life in a warmer climate — seems like a significant change that might warrant clinical trials before commercial release.

Despite this information technically being public, there has been virtually no media scrutiny or even coverage — and in fact, most were told the vaccine for children was the same formula but just a smaller dose — which is perhaps due to a combination of the information being buried within a 7-hour jargon-filled presentation and our media being totally dysfunctional.

Bohemian Grove?

Leslie’s 2-hour long documentary on his experience at both Pfizer and O’Keefe’s companies concludes on an interesting note: James O’Keefe attended an outing at the Bohemian Grove.

Leslie offers this photo of James’ Bohemian Grove “GATE” slip as evidence, left on his work desk atop a copy of his book, “American Muckraker”:

My thoughts on the Bohemian Grove: my good friend’s dad was its general manager for several decades. From what I have gathered through that connection, the Bohemian Grove is not some version of the Illuminati, at least not in the institutional sense.

Do powerful elites hangout there? Absolutely. Do they discuss their plans for the world while hanging out there? I’m sure it has happened. Do they have a weird ritual with a giant owl? Yep, Alex Jones showed that to the world.

My perspective is based on conversations with my friend and my belief that his father is not lying to him. I could be wrong and am open to evidence — like if boxer Ryan Garcia decides to produce evidence regarding his rape claims — and I do find it a bit strange the club would invite O’Keefe who is notorious for covertly filming, but Occam’s razor would lead me to believe the club is — as it was under my friend’s dad — run by boomer conservatives the extent of whose politics include disliking wokeness, immigration, and Biden (common subjects of O’Keefe’s work).

Therefore, I don’t find O’Keefe’s visit to the club indicative that he is some sort of Operation Mockingbird asset as Leslie tries to depict (however Mockingbird is a 100% legitimate conspiracy). I have also met James several times and even came close to joining OMG. While I disagreed with James on the significance of many of his stories — finding some to be overhyped and showy — I never doubted his conviction in them.

As for why Leslie’s story was squashed… all my sources told me it was to avoid jail time for Veritas executives.

Feel free to watch Leslie’s full documentary here and decide for yourself.

Fun fact — Justin Leslie was also the operative behind this mega-viral Project Veritas story where Pfizer’s director of R&D claimed the company was privately mutating COVID-19 behind closed doors:

Tyler Durden Tue, 03/12/2024 - 13:40

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Association of prenatal vitamins and metals with epigenetic aging at birth and in childhood

“[…] our findings support the hypothesis that the intrauterine environment, particularly essential and non-essential metals, affect epigenetic aging…

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“[…] our findings support the hypothesis that the intrauterine environment, particularly essential and non-essential metals, affect epigenetic aging biomarkers across the life course.”

Credit: 2024 Bozack et al.

“[…] our findings support the hypothesis that the intrauterine environment, particularly essential and non-essential metals, affect epigenetic aging biomarkers across the life course.”

BUFFALO, NY- March 12, 2024 – A new research paper was published in Aging (listed by MEDLINE/PubMed as “Aging (Albany NY)” and “Aging-US” by Web of Science) Volume 16, Issue 4, entitled, “Associations of prenatal one-carbon metabolism nutrients and metals with epigenetic aging biomarkers at birth and in childhood in a US cohort.”

Epigenetic gestational age acceleration (EGAA) at birth and epigenetic age acceleration (EAA) in childhood may be biomarkers of the intrauterine environment. In this new study, researchers Anne K. Bozack, Sheryl L. Rifas-Shiman, Andrea A. Baccarelli, Robert O. Wright, Diane R. Gold, Emily Oken, Marie-France Hivert, and Andres Cardenas from Stanford University School of Medicine, Harvard Medical School, Harvard T.H. Chan School of Public Health, Columbia University, and Icahn School of Medicine at Mount Sinai investigated the extent to which first-trimester folate, B12, 5 essential and 7 non-essential metals in maternal circulation are associated with EGAA and EAA in early life. 

“[…] we hypothesized that OCM [one-carbon metabolism] nutrients and essential metals would be positively associated with EGAA and non-essential metals would be negatively associated with EGAA. We also investigated nonlinear associations and associations with mixtures of micronutrients and metals.”

Bohlin EGAA and Horvath pan-tissue and skin and blood EAA were calculated using DNA methylation measured in cord blood (N=351) and mid-childhood blood (N=326; median age = 7.7 years) in the Project Viva pre-birth cohort. A one standard deviation increase in individual essential metals (copper, manganese, and zinc) was associated with 0.94-1.2 weeks lower Horvath EAA at birth, and patterns of exposures identified by exploratory factor analysis suggested that a common source of essential metals was associated with Horvath EAA. The researchers also observed evidence of nonlinear associations of zinc with Bohlin EGAA, magnesium and lead with Horvath EAA, and cesium with skin and blood EAA at birth. Overall, associations at birth did not persist in mid-childhood; however, arsenic was associated with greater EAA at birth and in childhood. 

“Prenatal metals, including essential metals and arsenic, are associated with epigenetic aging in early life, which might be associated with future health.”

 

Read the full paper: DOI: https://doi.org/10.18632/aging.205602 

Corresponding Author: Andres Cardenas

Corresponding Email: andres.cardenas@stanford.edu 

Keywords: epigenetic age acceleration, metals, folate, B12, prenatal exposures

Click here to sign up for free Altmetric alerts about this article.

 

About Aging:

Launched in 2009, Aging publishes papers of general interest and biological significance in all fields of aging research and age-related diseases, including cancer—and now, with a special focus on COVID-19 vulnerability as an age-dependent syndrome. Topics in Aging go beyond traditional gerontology, including, but not limited to, cellular and molecular biology, human age-related diseases, pathology in model organisms, signal transduction pathways (e.g., p53, sirtuins, and PI-3K/AKT/mTOR, among others), and approaches to modulating these signaling pathways.

Please visit our website at www.Aging-US.com​​ and connect with us:

  • Facebook
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  • Spotify, and available wherever you listen to podcasts

 

Click here to subscribe to Aging publication updates.

For media inquiries, please contact media@impactjournals.com.

 

Aging (Aging-US) Journal Office

6666 E. Quaker Str., Suite 1B

Orchard Park, NY 14127

Phone: 1-800-922-0957, option 1

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A beginner’s guide to the taxes you’ll hear about this election season

Everything you need to know about income tax, national insurance and more.

Cast Of Thousands/Shutterstock

National insurance, income tax, VAT, capital gains tax, inheritance tax… it’s easy to get confused about the many different ways we contribute to the cost of running the country. The budget announcement is the key time each year when the government shares its financial plans with us all, and announces changes that may make a tangible difference to what you pay.

But you’ll likely be hearing a lot more about taxes in the coming months – promises to cut or raise them are an easy win (or lose) for politicians in an election year. We may even get at least one “mini-budget”.

If you’ve recently entered the workforce or the housing market, you may still be wrapping your mind around all of these terms. Here is what you need to know about the different types of taxes and how they affect you.

The UK broadly uses three ways to collect tax:

1. When you earn money

If you are an employee or own a business, taxes are deducted from your salary or profits you make. For most people, this happens in two ways: income tax, and national insurance contributions (or NICs).

If you are self-employed, you will have to pay your taxes via an annual tax return assessment. You might also have to pay taxes this way for interest you earn on savings, dividends (distribution of profits from a company or shares you own) received and most other forms of income not taxed before you get it.

Around two-thirds of taxes collected come from people’s or business’ incomes in the UK.

2. When you spend money

VAT and excise duties are taxes on most goods and services you buy, with some exceptions like books and children’s clothing. About 20% of the total tax collected is VAT.

3. Taxes on wealth and assets

These are mainly taxes on the money you earn if you sell assets (like property or stocks) for more than you bought them for, or when you pass on assets in an inheritance. In the latter case in the UK, the recipient doesn’t pay this, it is the estate paying it out that must cover this if due. These taxes contribute only about 3% to the total tax collected.

You also likely have to pay council tax, which is set by the council you live in based on the value of your house or flat. It is paid by the user of the property, no matter if you own or rent. If you are a full-time student or on some apprenticeship schemes, you may get a deduction or not have to pay council tax at all.


Quarter life, a series by The Conversation

This article is part of Quarter Life, a series about issues affecting those of us in our 20s and 30s. From the challenges of beginning a career and taking care of our mental health, to the excitement of starting a family, adopting a pet or just making friends as an adult. The articles in this series explore the questions and bring answers as we navigate this turbulent period of life.

You may be interested in:

If you get your financial advice on social media, watch out for misinformation

Future graduates will pay more in student loan repayments – and the poorest will be worst affected

Selling on Vinted, Etsy or eBay? Here’s what you need to know about paying tax


Put together, these totalled almost £790 billion in 2022-23, which the government spends on public services such as the NHS, schools and social care. The government collects taxes from all sources and sets its spending plans accordingly, borrowing to make up any difference between the two.

Income tax

The amount of income tax you pay is determined by where your income sits in a series of “bands” set by the government. Almost everyone is entitled to a “personal allowance”, currently £12,570, which you can earn without needing to pay any income tax.

You then pay 20% in tax on each pound of income you earn (across all sources) from £12,570-£50,270. You pay 40% on each extra pound up to £125,140 and 45% over this. If you earn more than £100,000, the personal allowance (amount of untaxed income) starts to decrease.

If you are self-employed, the same rates apply to you. You just don’t have an employer to take this off your salary each month. Instead, you have to make sure you have enough money at the end of the year to pay this directly to the government.


Read more: Taxes aren't just about money – they shape how we think about each other


The government can increase the threshold limits to adjust for inflation. This tries to ensure any wage rise you get in response to higher prices doesn’t lead to you having to pay a higher tax rate. However, the government announced in 2021 that they would freeze these thresholds until 2026 (extended now to 2028), arguing that it would help repay the costs of the pandemic.

Given wages are now rising for many to help with the cost of living crisis, this means many people will pay more income tax this coming year than they did before. This is sometimes referred to as “fiscal drag” – where lower earners are “dragged” into paying higher tax rates, or being taxed on more of their income.

National insurance

National insurance contributions (NICs) are a second “tax” you pay on your income – or to be precise, on your earned income (your salary). You don’t pay this on some forms of income, including savings or dividends, and you also don’t pay it once you reach state retirement age (currently 66).

While Jeremy Hunt, the current chancellor of the exchequer, didn’t adjust income tax meaningfully in this year’s budget, he did announce a cut to NICs. This was a surprise to many, as we had already seen rates fall from 12% to 10% on incomes higher than £242/week in January. It will now fall again to 8% from April.


Read more: Budget 2024: experts explain what it means for taxpayers, businesses, borrowers and the NHS


While this is charged separately to income tax, in reality it all just goes into one pot with other taxes. Some, including the chancellor, say it is time to merge these two deductions and make this simpler for everyone. In his budget speech this year, Hunt said he’d like to see this tax go entirely. He thinks this isn’t fair on those who have to pay it, as it is only charged on some forms of income and on some workers.

I wouldn’t hold my breath for this to happen however, and even if it did, there are huge sums linked to NICs (nearly £180bn last year) so it would almost certainly have to be collected from elsewhere (such as via an increase in income taxes, or a lot more borrowing) to make sure the government could still balance its books.

A young black man sits at a home office desk with his feet up, looking at a mobile phone
Do you know how much tax you pay? Alex from the Rock/Shutterstock

Other taxes

There are likely to be further tweaks to the UK’s tax system soon, perhaps by the current government before the election – and almost certainly if there is a change of government.

Wealth taxes may be in line for a change. In the budget, the chancellor reduced capital gains taxes on sales of assets such as second properties (from 28% to 24%). These types of taxes provide only a limited amount of money to the government, as quite high thresholds apply for inheritance tax (up to £1 million if you are passing on a family home).

There are calls from many quarters though to look again at these types of taxes. Wealth inequality (the differences between total wealth held by the richest compared to the poorest) in the UK is very high (much higher than income inequality) and rising.

But how to do this effectively is a matter of much debate. A recent study suggested a one-off tax on total wealth held over a certain threshold might work. But wealth taxes are challenging to make work in practice, and both main political parties have already said this isn’t an option they are considering currently.

Andy Lymer and his colleagues at the Centre for Personal Financial Wellbeing at Aston University currently or have recently received funding for their research work from a variety of funding bodies including the UK's Money and Pension Service, the Aviva Foundation, Fair4All Finance, NEST Insight, the Gambling Commission, Vivid Housing and the ESRC, amongst others.

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