Meeting with a financial planner for the first time? Here’s how to prepare

Sep 19 17:09 2019 Print This Article

Q. My wife, Gina, just got a new job and her employer provides both a pension plan and free meetings with financial planners. We’re both 31 and have never gone to a planner before, so I was wondering how we should prepare for our meeting next month.

Our combined income is about $100,000 gross, and our main goal is to save a down payment for our first home in two or three years here in Welland, Ont.

What paperwork should we bring with us to our meeting with the planner? What kinds of questions should I be asking?


A. Conrad, this is a great opportunity for you and Gina to get a clear understanding of your financial situation. And it’s a great proactive step to ready yourselves for the meeting. Doing so will provide you and Gina with a more meaningful experience.

Talking with your spouse about your financial future together is important. While many couples have a vague idea of what they want to achieve with their money and investments, they often fail to communicate and discuss their goals together. Having such a discussion would be the first step to preparing for the meeting with your advisor. After all, to help you reach your financial goals, your advisor needs to know where the starting line is.

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Money Sense

MoneySense is a Canadian personal finance and lifestyle magazine published by Rogers Publishing Limited, a division of Rogers Communications.Written for Canadians who want to take financial control of their lives, MoneySense is Canada's best-selling investment and lifestyle magazine, helping readers make smart, informed decisions about how to get the most from their money. The magazine has received many awards, including multiple National Magazine Awards and CFA Society Toronto Awards.

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