How to Generate 40%-Plus Effective Returns

Oct 12 00:10 2018 Print This Article

Let me stop you right here. I’m not going to share with you some “can’t lose” market timing or trading system.

Instead, I want to share with you what I reminded my Peak Income readers of last week about their 401k. If you take it seriously, it will have a far greater impact on your long-term investing returns than anything you learn in a trading seminar.

You might not know this, but I’m a regular W2 employee at Dent Research.   

My publisher is more like a partner than a boss, but I get paid every two weeks via a good, old-fashioned paycheck (technically a direct deposit, if you want to split hairs).

As an employee, I get the same basic 401k plan that you do, with the same very conventional menu of mutual funds. The mutual funds available limit my investment returns, but as I’ve consistently emphasized in my work, the investment returns are only part of your total effective returns.   

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About Article Author

Charles Sizemore

Charles Lewis Sizemore, CFA is the Chief Investment Officer of Sizemore Capital Management LLC, a registered investment advisor based in Dallas, Texas, and the Editor of Dent 401k Advisor. Charles is a frequent guest on CNBC, Bloomberg TV and Fox Business News, has been quoted in Barron’s Magazine, The Wall Street Journal, and The Washington Post and is a frequent contributor to Forbes, GuruFocus, MarketWatch and InvestorPlace.com. Charles is the co-author of Boom or Bust: Understanding and Profiting from a Changing Consumer Economy (iUniverse, 2008); and worked alongside best-selling financial author and economic strategist Harry S. Dent, Jr. in creating original research on the effects of changing global demographics on asset returns and economic growth. Charles holds a master’s degree in Finance and Accounting from the London School of Economics in the United Kingdom and a Bachelor of Business Administration in Finance with an International Emphasis from Texas Christian University in Fort Worth, Texas.

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