Canadian Couch Potato

This blog is designed for Canadians who want to learn more about investing using index mutual funds and exchange-traded funds (ETFs). The Couch Potato strategy—also called index investing, or passive investing—is growing in popularity as more people become disillusioned with overpriced, actively managed mutual funds and stock-picking strategies that try, usually in vain, to beat the market. The blog’s author is Dan Bortolotti, CFP, CIM, an investment advisor and financial planner with PWL Capital in Toronto, where he and his colleagues provide portfolio management using the same strategies described in this blog. Dan is also a veteran journalist and author who has written about personal finance for many Canadian magazines, including MoneySense (where he is a columnist and contributing editor), Canadian MoneySaver and Financial Post. Dan is also the author of The MoneySense Guide to the Perfect Portfolio, a complete guide to index investing in Canada, which was published in three editions. Dan’s has won numerous awards for his writing on personal finance. Just one year after it was launched in 2010, Canadian Couch Potato was selected by The Globe and Mail as the best investing blog in Canada. Dan’s feature writing in MoneySense won a National Magazine Award (Silver) in 2014, and he has been nominated for seven other NMAs since 2010. He was named Journalist of the Year by the CFA Society of Toronto in 2013, and he received the TSX Private Markets Award for Outstanding Inter

Visit Blog


Awards & Publications

The MoneySense Guide to the Perfect Portfolio, 2013 (a handbook for do-it-yourself investors) Hope in Hell, 2010 (a widely acclaimed portrait of the Nobel-winning humanitarian organization Doctors Without Borders) Wild Blue, 2009 (a natural history of the blue whale) Canadian Couch Potato Selected b

Latest Articles

What happens if I sell a fund before a distribution?

Many investors worry they'll be losing out if they sell a mutual fund or ETF right before it pays a distribution [MoneySense]...

Can ETFs provide downside protection?

We all want to capture most of the market's upside while significantly limiting losses. Unfortunately, it’s fantasy. [MoneySense]...

Are your return expectations realistic?

An investor is frustrated because her portfolio is down in value. But is the advisor really to blame? [MoneySense]...

The Power of the 3BAL Portfolio

[Spoiler: This was an April Fool’s joke!] Simple is beautiful, but in investing it ultimately loses its appeal. Since the beginning of 2018, all three of Canada’s top ETF providers have launched families of asset allocation ETFs, which are “on...

Using asset allocation ETFs for your RESP

One-fund ETF portfolios can be ideal for education savings [MoneySense]...