Investing

A starter TFSA with a few too many moving pieces

Me and My TFSA LIZ ENRIQUEZ AGE, 26 PLACE: Hamilton, Ont. TFSA TOTAL: $7,732 STRATEGY: Still looking for an easy, lost-cost growth strategy LIZ’S TFSA HOLDINGS Equities RBF1008 Global Bond Fund SR D                           $1,005 RBF1022 U.S. Equity Fund (Cdn.) Series ...

Tax confusion: What’s deductible and what’s not

A penny saved is a penny earned. That’s one of the great truisms in life —and in personal finance. But I don’t think the Canada Revenue Agency (the CRA) entirely agrees with it.  To them, money spent on earning income is deductible, but money spent on ultimately saving money by arranging f ...

Our guide to Black Friday Weekend deals 2017

Whether you’re planning to do all your Christmas shopping on Black Friday—or just to buy a neat deal or two for yourself—this is the weekend to get organized and tick some items off your holiday shopping list. Deals are everywhere. Here’s a quick checklist of just a few great ones that we s ...

You can switch. Move your RRIF to us, save on fees

You’ve retired. You’re finally ready to loosen the purse strings and start spending the money in your Registered Retirement Income Fund (RRIF) on the things you love. I’m going to go out on a limb and suggest that you don’t want to spend a lot of that hard-earned cash on fees. With WealthBa ...

The Theoretical Incoherence Of Full Employment Arguments

One quite often runs into arguments that rely on assuming full employment, and then relating that policy decisions. In my view, such arguments are fundamentally weak; we need to refer to actual model results to discuss policy. In this article, I explain why an attempt to apply a NAIRU argument to a ...

Life at railway speed: lessons from the technology hype cycle

In 1845, Scottish poet and author, William Aytoun, published his satire, How we got up the Glenmutchkin Railway, and how we got out of it. His story focused on the railway stock frenzy that gripped Great Britain, with the aim of bringing awareness to what he saw as madness, “if anyone ha[d] the s ...

Estate planning considerations for single parents

If you are a single parent, here are key questions you should consider: 1. Are your estate plan and related documents up to date? The death of a spouse or separation or divorce generally triggers a significant change in intentions on death. If you are widowed or if you no longer want your fo ...

5 Tips on Investing for Dividends vs Capital Growth

Investing for dividends vs capital growth: smart investors realize that, overall, dividends are more reliable than capital gains. Capital gains can occur when an investor sells an asset. And for the most part, the capital growth occurs over time. Dividends are typically cash payouts that serve as a ...

Financial advice for Canadian expats who want to invest

Canadian expats have a big need for financial advice. But that advice probably isn’t readily available. That’s a problem. After all, investing for retirement isn’t something you want to ignore until you get back. For now, you’re working as a teacher or other professional. You’re seei ...

Make the Most of a Decline in Canadian Pacific Railway Limited shares

As you can see in the chart below, the price of Canadian Pacific Railway Limited (CP) stock is beginning to show the signs of what looks very much like the early stages of a correction. It is clear that the MACD and RSI indicators and the stochastic oscillator are all in marked decline. If this is ...