Funds

A guide to having retirement income for life

With 1,100 Canadians reaching the official retirement age of 65 every day, there’s a sea of change occurring in the investment world. The move from wealth accumulation is rapidly moving to its opposite, de-accumulation or “decumulation.” Decumulation is actuary Fred Vettese’s preferred term ...

RBC Direct Investing Review

Discover the RBC Direct Investing platform for DIY investors. When looking for a discount broker, it’s not just about the transaction fees, learn everything you need to know about the platform to invest with success. RBC Direct Investing is a strong platform with competitive offerings. After 4 ye ...

Now is a good time to take the ETF challenge

It is easy to see why Canadians are increasingly investing through Exchange Traded Funds (“ETFs”). In fact, Canadian ETF sales were up over 50% in 2017 bringing total outstandings to almost $150 billion. But why do millions of Canadian investors continue to stick with expensive mutual funds?  ...

Good news. We outperformed the most popular mutual fund in Canada

Notwithstanding the downs and ups of this week’s stock market, investors enjoyed the bull run of 2017. So did we – on behalf of our clients. We ran the numbers. Here’s the good news. Our Balanced ETF portfolios achieved an 11.2 percent return. That’s over one percent higher than the perf ...

PSP's Chief Heads to BlackRock?

Barbara Shecter of the National Post reports, Another Canadian pension fund chief heading to BlackRock:For the second time in under two years, the head of a major Canadian pension plan is leaving to join New York-based investment firm BlackRock Alternative Investors.André Bourbonnais has stepped d ...

AIMCo Invests in Alberta's Wind Power?

The Canadian Press reports, Alberta pension fund buys stake in recently approved wind power projects:The firm that administers more than $100 billion in Alberta government pensions and other funds says it is buying substantial stakes in two wind power projects that just received 20-year power pric ...

Financial planning and mental illness

Q: I am 43 with no children or spouse. I have a mental illness that is chronic and has prevented me from working and saving in my past up until the past two years. I was able to buy a home which I converted into a duplex. I live in the walkout basement apartment while I rent the upstairs which pa ...

Vanguard’s One-Fund Solution

It was one of the great mysteries in the Canadian fund market: why had no one created an ETF version of the balanced index mutual fund? These days you can find ETFs focusing on just about every sub-sector of the market, and a pile of others with active strategies that make particle physics look eas ...

MAPF Portfolio Composition: January, 2018

Turnover eased to about 7% in January. There is extreme segmentation in the marketplace, with OSFI’s NVCC rule changes in February 2011 having had the effect of splitting the formerly relatively homogeneous Straight Perpetual class of preferreds into three parts: Unaffected Straight Perpetuals ...

How To Start Dividend Investing With Little Money

One of the most challenging aspects of starting with dividend investing may be to not know how much money we need to get started. I started investing in mutual funds back in my 20’s and I was focused on growing my RRSP (Registered Retirement Savings Plan) and maximizing my contributions. That’s ...