Brokerage

Tax fairness, in name only

THE CANADIAN PRESS/Darryl Dyck Is Canada’s tax system fair? That question has been the subject of a fiery debate across Canada ever since federal Finance Minister Bill Morneau proposed changes to small business tax rules. The undertone of this proposal is that high-income Canadians are takin ...

Opening a TFSA at your bank

M A K I N G   B A N K What would you rather do with your money? Put it away in a bank account and let it sit, or put it into a TFSA and watch it grow? OK, silly question. We all want to see our money make money (and there is no better way to do that than through a TFSA), but what’s the proce ...

How can my stock losses be used to lower taxes?

Q. I just received a report from my brokerage noting the value of one of my investments was cut in half. Can this loss report be used to lower taxes and how does that work? I understand there is also a specific form used for Canada Revenue, but I’m not sure which ones I need.  Thanks, Leslie A ...

The Successful Investor Hotline – Friday, September 15, 2017

HOME CAPITAL GROUP INC., $13.89, Toronto symbol HCG, is a mortgage lender serving borrowers who fail to meet the stricter standards of Canada’s big banks and other larger, traditional lenders. Due to its recent liquidity problems, Home Capital sold $153.2 million worth of common shares at $9.55 a ...

What the Sears DB pension uncertainty teaches us

CALGARY — Sue Earl, a 38-year Sears Canada employee, was shocked when she found out she would only initially receive 81 per cent of the value of her pension as part of the company’s insolvency process. The 64-year-old from Cobourg, Ont., had assumed her defined-benefit pension was “money in ...

Investment thoughts 101: Why snap judgments could ruin your portfolio

Here are some investment thoughts on snap judgments, the investors who make them and how they can hurt your portfolio. Snap judgments can be a great time-saver, but they’re a poor tool for investment decision-making. Investment thoughts involving snap judgments often produce extreme, random resul ...

Stock buybacks can be just as good for investors as dividends

Stock buybacks can offer investors a number of key advantages over dividends. We’ve always placed a high value on a sustained record of dividends, mainly because it provides something of a pedigree for stocks we recommend. But stock buybacks are also a great opportunity for investors. While inves ...

Stock buybacks can be just as good for investors as dividends

Stock buybacks can offer investors a number of key advantages over dividends. We’ve always placed a high value on a sustained record of dividends, mainly because it provides something of a pedigree for stocks we recommend. But stock buybacks are also a great opportunity for investors. While inves ...

What is Pat’s commentary for the week of September 12, 2017

Dear Inner Circle member: Here are some questions you may have asked yourself when you thought about stocks that went sideways or down after you bought them. “How long do I hang on to the losers in my portfolio before I sell?” If your goal is to cut risk and improve your long-term returns, ther ...

What is Pat’s commentary for the week of September 12, 2017

Dear Inner Circle member: Here are some questions you may have asked yourself when you thought about stocks that went sideways or down after you bought them. “How long do I hang on to the losers in my portfolio before I sell?” If your goal is to cut risk and improve your long-term returns, ther ...