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A holiday gift for markets: Increased economic policy certainty

Two developments last week suggest that we have entered a period of improved economic policy certainty. Both the UK election and the US-China Phase 1 trade deal promise to bring far more clarity for businesses as they plan for 2020 and beyond. If so, this could be a welcome gift for the economy and ...

3 days with a Vancouver couple who plan to retire at 35

Are you familiar with the FIRE movement? Financial Independence, Retire Early is all about living an extremely frugal lifestyle, socking away the money you save and putting it into investments, so that you can “retire early” and live off the interest from your investments, instead of a salary. ...

3 Days with a Vancouver Couple Who Plan to Retire at 35

Are you familiar with the FIRE movement? Financial Independence, Retire Early is all about living an extremely frugal lifestyle, socking away the money you save and putting it into investments, so that you can “retire early” and live off the interest from your investments, instead of a salary. ...

Thoughtful giving: 6 generous gift ideas that aren’t things

If you’ve ever visited a mall in the days leading up to December 25th, you know how intense the holiday shopping season can be.  One third of all Canadians say the holiday season is more stressful now than it was five years ago—the main reasons being overcrowded stores, pricier gifts, and the ...

Thoughtful Giving: 6 Generous Gift Ideas That Aren’t Things

If you’ve ever visited a mall in the days leading up to December 25th, you know how intense the holiday shopping season can be.  One third of all Canadians say the holiday season is more stressful now than it was five years ago—the main reasons being overcrowded stores, pricier gifts, and the ...

Tech Talk for Tuesday November 26th 2019

Pre-opening Comments for Tuesday November 26th U.S. equity index futures were higher this morning. S&P 500 futures were up 2 points in pre-opening trade. Bank of Nova Scotia (BNS $75.80) is expected to open higher after reporting higher than consensus fiscal fourth quarter earnings. Best Buy advan ...

Will the CBSA confiscate my NEXUS Card if they smell cannabis in my car?

The answer is “possibly”.  It is possible that the Canada Border Services Agency (“CBSA”) will confiscate your NEXUS membership if the Primary CBSA Officer or a Secondary CBSA Officer smells cannabis in your vehicle.  Even though cannabis can be sold legally in Canada and in many U.S. sta ...

Debt consolidation: What you need to know

Historically low interest rates have motivated Canadian consumers to take on additional debt in recent years. Bloomberg Businessweek reported in March 2019 that Canadians are “Feeling the Debt Burn,” as the ratio of household debt to gross domestic product was at a staggering 100.2%, well above ...

Tech Talk for Friday October 11th 2019

Pre-opening Comments for Friday October 11th U.S. equity index futures were higher this morning. S&P 500 futures were up 29 points in pre-opening trade. Futures advanced on news that U.S./China trade negotiations are continuing. Apple is expected to lead the advance in U.S. equity markets at the op ...

“Should I sue for wrongful dismissal?”

Q. When is a wrongful dismissal suit justified and worth the time and money required to get legal representation? I was an assembly line manager in a clothing factory and believe I was fired by my employer for personality issues—mainly for disagreeing with him regarding how assembly line workers ...